Understanding Medicare: The Differences Between AARP Medicare Supplement, AARP Medicare Advantage, and United Healthcare Medicare Advantage Plans

Medicare is a government health insurance program that provides coverage for people who are 65 years old or older, and for people with certain disabilities. While Medicare covers many health care expenses, there are still gaps in coverage that can leave people with high out-of-pocket costs. That's where AARP Medicare Supplement, AARP Medicare Advantage, and United Healthcare Medicare Advantage plans come in. In this article, we'll explain the differences between these plans and help you decide which one may be right for you.

 

What is AARP Medicare Supplement?

AARP Medicare Supplement is a type of insurance plan that helps fill in the gaps left by Original Medicare. Original Medicare includes Part A (hospital insurance) and Part B (medical insurance), but it doesn't cover everything. AARP Medicare Supplement plans, also known as Medigap plans, can help pay for some of the out-of-pocket costs that Original Medicare doesn't cover, such as deductibles, copayments, and coinsurance.

 

What is AARP Medicare Advantage?

AARP Medicare Advantage, on the other hand, is a type of Medicare Advantage plan that provides all the benefits of Original Medicare (Part A and Part B), as well as additional benefits, such as prescription drug coverage, dental, vision, and hearing coverage, and gym memberships. AARP Medicare Advantage plans are offered through private insurance companies, like United Healthcare, and they can provide additional benefits at a lower cost than Original Medicare.

 

What is United Healthcare Medicare Advantage?

United Healthcare Medicare Advantage plans are similar to AARP Medicare Advantage plans in that they provide all the benefits of Original Medicare, as well as additional benefits, like prescription drug coverage and dental, vision, and hearing coverage. United Healthcare Medicare Advantage plans also offer a variety of plan options, so you can choose the one that best fits your needs and budget.

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What are AARP Medicare Advantage Plans?

AARP Medicare Advantage plans are Medicare Advantage plans that are offered through AARP. These plans are administered by United Healthcare, which means they provide all the benefits of Original Medicare, as well as additional benefits, like prescription drug coverage and dental, vision, and hearing coverage. AARP Medicare Advantage plans also offer a variety of plan options, so you can choose the one that best fits your needs and budget.

 

What is UnitedHealthcare Dual Complete?

UnitedHealthcare Dual Complete is a type of Medicare Advantage plan that is designed for people who are eligible for both Medicare and Medicaid. These plans provide all the benefits of Original Medicare, as well as additional benefits, like prescription drug coverage and dental, vision, and hearing coverage. UnitedHealthcare Dual Complete plans can also help cover the costs of Medicaid-covered services, like home health care, nursing home care, and transportation to medical appointments.

 

Which Plan is Right for You? Click Here for more detail!

Deciding which Medicare plan is right for you can be a daunting task. Here are some things to consider when choosing between AARP Medicare Supplement, AARP Medicare Advantage, and United Healthcare Medicare Advantage plans:

 

·         Your budget: AARP Medicare Supplement plans may have higher premiums, but they can help lower your out-of-pocket costs. AARP Medicare Advantage plans and United Healthcare Medicare Advantage plans may have lower premiums, but they may also have higher out-of-pocket costs.

·         Your health needs: If you have a lot of health care needs, you may want to consider a plan that offers more comprehensive coverage, like an AARP Medicare Advantage plan or a United Healthcare Medicare Advantage plan.

·         Your prescription drug needs: If you take a lot of prescription drugs, you may want to consider a plan that includes prescription drug coverage, like an AARP Medicare Advantage plan or a United Healthcare Medicare Advantage plan.